You decide how much the protocol buys (the loan) and how much you buy yourself (your own SOL โ optional). Moono creates your token on pump.fun and buys it. Price ran up? You buy the tokens back from the protocol at its purchase price and keep the profit. 6 steps.
You decide how much the protocol buys (a 0.1โ2500 SOL loan) and how much you buy yourself (your own SOL โ optional, so you hold your own position to trade). The protocol creates the token and runs the buys in one atomic transaction; the tokens it buys are the collateral. Fees and interest are paid upfront. When you repay, you buy the protocol's tokens back at the price it paid โ not the current market: if the price ran up, you reclaim cheap tokens and the upside is yours. Or liquidate and take SOL (surplus above the loan is currently 100% yours).
Register โ approve the transaction. Costs ~0.01 SOL + rent. Done once before your first launch.Generate Using AI; it generates everything and uploads to IPFS. A preset is reusable across many launches. Optional: set up bundle wallets (spread the buy across addresses).Generate for the ALT.Check โ a dry run (balances, ALT, bundle). You pay upfront from your wallet: Protocol Fee, Migration Reserve, Launch Overhead (refunded on close), interest, and optionally bundle-wallet funding.Launch. Moono, in one atomic bundle: creates the token โ initial buy โ bundle buys โ your User Buy โ migrates to PumpSwap if it caps the curve. Enable Jito in Profile โ Settings for a reliable landing. Done โ Go to Loan.Repay before the deadline โ return the loan and buy the tokens back from the protocol at its purchase price (not the market), reclaiming both initial and bundle. Or Liquidate / Sell & Liquidate โ sell and take SOL. Surplus above the loan is currently 100% yours. Didn't repay in time โ the loan becomes eligible for liquidation (collateral is sold, the debt is settled).Collateral is the purchased tokens + a migration-reserve buffer. Fees and interest are paid upfront, from your wallet (the borrowed SOL only funds the buys). Surplus on a profitable liquidation is currently 100% to the borrower.